Call Us 215-713-2886 ☰ ˟
Logo
Call Us 215-713-2886
  • Our Agency
    • AboutImage of right arrow
      • Our Staff
      • Our Locations
    • Commercial ProductsImage of right arrow
      • Coverage for Specific IndustriesImage of right arrow
        • Accounting Firm Insurance
        • Alarm Contractors Insurance
        • Insurance for Arborists
        • Bar Insurance
        • Box Truck Insurance
        • Builders Risk Insurance
        • Car Dealership Insurance
        • Cargo Insurance and Freight Insurance
        • Catering Insurance
        • Cleaning Business Insurance
        • Construction Insurance
        • Consulting Firm Insurance
        • Contractors Insurance
        • Specialty Trade Contractors Insurance
        • Craft Brewery Insurance
        • Dental Practice Insurance
        • Dump Truck Insurance
        • Educational Facility Insurance
        • Financial Institution Insurance
        • Food Truck Insurance
        • Fleet Insurance
        • Handyman Insurance
        • Garage Insurance
        • Healthcare Facility Insurance
        • Healthcare Practice Insurance
        • Law Firm Insurance
        • Life Science Insurance
        • Limousine Services Insurance
        • Liquor Liability Insurance
        • Maintenance Contractors Insurance
        • Manufacturing Insurance
        • Maritime Employers Insurance
        • Media & Advertising Insurance
        • Medical Malpractice Insurance
        • Minibus Insurance
        • Non Profit Insurance
        • Nursing Home Insurance
        • Nursing Insurance
        • Orthotics & Prosthetics Insurance
        • Personal Trainer Insurance
        • Pharmacist Insurance
        • Pool & Spa Insurance
        • Printers & Publishers Insurance
        • Railroad Contractors Insurance
        • Real Estate Businesses Insurance
        • Retail Insurance
        • School Bus Contractors Insurance
        • Scrap Metal Insurance
        • Security Guards Insurance
        • Self-Storage Insurance
        • Septic Contractors Insurance
        • Snow Plow Insurance
        • Specialized Truck Equipment Insurance
        • Technology Services Insurance
        • Tractor Insurance
        • Tow Trucks Insurance
        • Uber Insurance
        • Veterinary Insurance
      • Coverage for Your BusinessImage of right arrow
        • Bonds
        • Business Catastrophe Insurance
        • Business Owners Policy (BOP)
        • Commercial Auto Insurance
        • Commercial General Liability
        • Commercial Property Insurance
        • Commercial Real Estate Insurance
        • Commercial Umbrella Insurance
        • Crime Insurance
        • Equipment Insurance
        • Errors and Omissions Insurance
        • Fidelity Bonds
        • Loss Control Insurance
        • Inland Marine Insurance
        • Marine Insurance
        • Mechanical Breakdown Insurance
        • Office Insurance
        • Product Liability Insurance
        • Professional Liability
        • Shipping Insurance
        • Small Business Insurance
        • Small Business Liability Insurance
        • Storage Insurance
        • Surety Bonds
        • Technology Insurance
        • Trailer Insurance
        • Transportation Insurance
        • Trucking Insurance and Semi Truck Insurance
        • Workers Compensation
        • Van Insurance
      • Coverage for Your EmployeesImage of right arrow
        • Small Business Retirement Plans
        • Employer-Sponsored Retirement
        • Group Benefits
        • Group Disability Insurance
        • Voluntary Benefits
        • Retiree Health Coverage
        • Group Health Insurance
        • Disability Insurance
        • Individual Life Insurance
    • Personal ProductsImage of right arrow
      • Auto InsuranceImage of right arrow
        • Classic Car
        • Personal Injury Protection
        • Rental Reimbursement
        • Minor Violation Forgiveness
        • Medical Payments Coverage
        • Uninsured & Underinsured Motorist
      • Home InsuranceImage of right arrow
        • Homeowners Liability
        • Mortgage Protection
        • Scheduled Property Insurance
        • Landlords Insurance
      • Life InsuranceImage of right arrow
        • Individual Life
        • Group Life
        • Long Term Care
        • Disability Insurance
      • Powersports VehicleImage of right arrow
        • ATV Insurance
        • Boat Insurance
        • Motorcycle Insurance
        • Snowmobile Insurance
    • Get A Quote
    • Our Providers
    • Contact UsImage of right arrow
      • Dorsey & Associates LLC
  • Products
    • Coverage for Your BusinessImage of right arrow
      • Bonds
      • Commercial Auto Insurance
      • Commercial General Liability
      • Errors and Omissions Insurance
      • Professional Liability
    • Coverage for Your EmployeesImage of right arrow
      • Small Business Retirement Plans
      • Employer-Sponsored Retirement
      • Group Benefits
      • Group Disability Insurance
      • Voluntary Benefits
      • Retiree Health Coverage
      • Group Health Insurance
      • Disability Insurance
      • Individual Life Insurance
    • Auto InsuranceImage of right arrow
      • Classic Car
      • Personal Injury Protection
      • Rental Reimbursement
      • Minor Violation Forgiveness
      • Medical Payments Coverage
      • Uninsured & Underinsured Motorist
    • Home InsuranceImage of right arrow
      • Homeowners Liability
      • Mortgage Protection
      • Scheduled Property Insurance
      • Landlords Insurance
    • Life InsuranceImage of right arrow
      • Individual Life
      • Group Life
      • Long Term Care
      • Disability Insurance
    • Trucking Insurance
    • Powersports VehicleImage of right arrow
      • ATV Insurance
      • Boat Insurance
      • Motorcycle Insurance
      • Snowmobile Insurance
  • Get A Quote
    • Auto Insurance Quote
    • Business & CommercialImage of right arrow
      • Business Owners (BOP) Quote Form
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
    • Contractors Insurance Quote
    • Group Benefits Quote Form
    • Health Insurance Quote
    • Homeowners Insurance Quote
    • Life Insurance Quote
    • Motorcycle Insurance Quote
    • Recreational Vehicle Insurance Quote
    • Landlord / Rental Property Insurance Quote
    • Trucking Insurance Quote
    • Workers Compensation Quote
  • Make A Payment
  • Resources
    • Customer Service Forms
    • Refer a friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About
    • Our Location
    • Employee Directory
    • Testimonials
    • Privacy Policy
  • Contact
Home > Blog > What You Need to Know About Employment Practices Liability Insurance
THURSDAY, MAY 18, 2023

What You Need to Know About Employment Practices Liability Insurance

Employers are legally and ethically responsible for ensuring fair and equal treatment of their employees. These requirements are laid out in various laws, regulations and industry standards, and any shortcomings can have devastating consequences for your company’s culture, workplace morale, reputation and financial future. If an employee is mistreated or your organization fails to abide by its obligations, employment practices liability claims may be filed, which could lead to devastating losses. With that in mind, your company must prioritize investing in employment practices liability insurance (EPLI).  
employees in workspace
What Is EPLI? 
EPLI is an integral component of most employers’ insurance portfolios. These policies can provide crucial financial assistance in response to a current, former or prospective employee’s allegations of improper workplace conduct. Even false accusations for which you may eventually be absolved may create significant losses. Fortunately, EPLI can generally be relied on to help pay for the following: 

  • Legal defense 
  • Settlements 
  • Court-ordered judgments 

Why Is It Important for Employers to Have EPLI? 
Any organization with employees should prioritize an adequate EPLI policy. The risk of an EPLI claim being brought against your company is constant, regardless of how committed you may be to cultivating a fair and healthy work environment.  

A single miscommunication or misinterpretation could lead to costly lawsuits that may inflict irreparable financial and reputational harm. For example, if the general public learns that your company has been accused of treating its employees unethically, it may push clients to support competitors. Even prospective employees who may have previously been interested in working at your organization may select a different employer.  

Given such potentially catastrophic consequences, the resources and assistance made available through EPLI may be one of your organization's most important investments. Without adequate coverage, it may not be possible for your organization to defend itself and restore its good name. 

What Does EPLI Cover? 
Although the details of EPLI policies vary, your coverage may be able to respond to the following allegations: 

  • Harassment 
  • Sexual harassment 
  • Discrimination  
  • Wrongful termination 
  • Retaliation 
  • Improper hiring practices 
  • Wrongful discipline 
  • Failure to promote 
  • Negligent evaluation 
  • Mismanagement of employee benefits 
  • Invasion of privacy 

Get the Right Coverage 
We’re here to help. At Dorsey & Associates, our knowledgeable insurance professionals have nearly 20 years of experience helping businesses in Philadelphia and throughout Pennsylvania secure their futures with optimal coverage. Our agents can answer any questions you may have about EPLI and assist you in crafting an ideal policy. 

Visit our website or call 215-713-2886 to get started today. 

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information. 

Posted 3:07 PM

Tags: employment practice liability insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021

  • coverage(6)
  • general liability insurance(3)
  • commercial(3)
  • insurance(3)
  • policy(2)
  • liability(2)
  • business(2)
  • commercial trucking insurance(2)
  • landlord insurance(2)
  • commercial auto insurance(2)
  • general(1)
  • homeowners(1)
  • catastrophic ground cover collapse(1)
  • renters insurance(1)
  • cyber(1)
  • employment practice liability insurance(1)
  • property(1)
  • officers(1)
  • claims(1)
  • commercial property insurance(1)
  • security(1)
  • workers(1)
  • sinkhole(1)
  • homeowners insurance(1)
  • directors(1)
  • renters(1)
  • home(1)
  • compensation(1)

View Mobile Version
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Home| Get A Quote| Customer Service| Blog| About Us| Contact
6641 Germantown Ave | Philadelphia, PA 19119
Phone: 215-713-2886 | Fax: 866-713-1173 | info@dorseyandassociatesinsurance.com
Social Social Social Social Social
Logo

Powered by Insurance Website Builder