General liability insurance coverage is crucial for any business that works closely with customers or clients. It can provide financial protection from claims that your business caused harm to third parties due to negligence.
What Types of Claims Does General Liability Insurance Cover?
Most common general liability claims arise from everyday business operations. General liability coverage can help financially protect your business and third parties if your business is responsible for their injuries or losses.
Typically, a general liability insurance policy will help pay for claims arising from third-party damages for which your business is held liable, such as the following:
- Property damage
- Personal injuries
- Bodily injuries
- Advertising injuries
Contact Dorsey & Associates LLC, in Philadelphia, Pennsylvania, for more information on our general liability insurance policies.
How Does General Liability Insurance Protect Against Common Claims?
If your business is held responsible for third-party injuries or damages, your general liability insurance policy can help protect you from paying for all the damages out of pocket.
The following are examples of costs that your general liability policy may help pay for:
- Medical bills
- Lost wages
- Property repairs or replacements
- Legal fees, judgments and settlements
What Other Types of Liability Insurance Do I Need?
Although a general liability insurance policy can cover many risks associated with working closely with third parties, it won’t cover every liability claim that could arise. Additional liability coverages that could benefit your business include the following:
- Professional liability coverage
- Management liability coverage
- Product liability coverage
- Umbrella liability coverage
Speak with your insurance agent for more information on the types of liability coverage your business needs.
Getting Coverage
Dorsey & Associates has been helping Pennsylvania businesses find the coverage they need for 18 years. Contact us to learn more about general liability coverage and to get a free insurance quote.
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.