Call Us 215-713-2886 ☰ ˟
Logo
Call Us 215-713-2886
  • Our Agency
    • AboutImage of right arrow
      • Our Staff
      • Our Locations
    • Commercial ProductsImage of right arrow
      • Coverage for Specific IndustriesImage of right arrow
        • Accounting Firm Insurance
        • Alarm Contractors Insurance
        • Insurance for Arborists
        • Bar Insurance
        • Box Truck Insurance
        • Builders Risk Insurance
        • Car Dealership Insurance
        • Cargo Insurance and Freight Insurance
        • Catering Insurance
        • Cleaning Business Insurance
        • Construction Insurance
        • Consulting Firm Insurance
        • Contractors Insurance
        • Specialty Trade Contractors Insurance
        • Craft Brewery Insurance
        • Dental Practice Insurance
        • Dump Truck Insurance
        • Educational Facility Insurance
        • Financial Institution Insurance
        • Food Truck Insurance
        • Fleet Insurance
        • Handyman Insurance
        • Garage Insurance
        • Healthcare Facility Insurance
        • Healthcare Practice Insurance
        • Law Firm Insurance
        • Life Science Insurance
        • Limousine Services Insurance
        • Liquor Liability Insurance
        • Maintenance Contractors Insurance
        • Manufacturing Insurance
        • Maritime Employers Insurance
        • Media & Advertising Insurance
        • Medical Malpractice Insurance
        • Minibus Insurance
        • Non Profit Insurance
        • Nursing Home Insurance
        • Nursing Insurance
        • Orthotics & Prosthetics Insurance
        • Personal Trainer Insurance
        • Pharmacist Insurance
        • Pool & Spa Insurance
        • Printers & Publishers Insurance
        • Railroad Contractors Insurance
        • Real Estate Businesses Insurance
        • Retail Insurance
        • School Bus Contractors Insurance
        • Scrap Metal Insurance
        • Security Guards Insurance
        • Self-Storage Insurance
        • Septic Contractors Insurance
        • Snow Plow Insurance
        • Specialized Truck Equipment Insurance
        • Technology Services Insurance
        • Tractor Insurance
        • Tow Trucks Insurance
        • Uber Insurance
        • Veterinary Insurance
      • Coverage for Your BusinessImage of right arrow
        • Bonds
        • Business Catastrophe Insurance
        • Business Owners Policy (BOP)
        • Commercial Auto Insurance
        • Commercial General Liability
        • Commercial Property Insurance
        • Commercial Real Estate Insurance
        • Commercial Umbrella Insurance
        • Crime Insurance
        • Equipment Insurance
        • Errors and Omissions Insurance
        • Fidelity Bonds
        • Loss Control Insurance
        • Inland Marine Insurance
        • Marine Insurance
        • Mechanical Breakdown Insurance
        • Office Insurance
        • Product Liability Insurance
        • Professional Liability
        • Shipping Insurance
        • Small Business Insurance
        • Small Business Liability Insurance
        • Storage Insurance
        • Surety Bonds
        • Technology Insurance
        • Trailer Insurance
        • Transportation Insurance
        • Trucking Insurance and Semi Truck Insurance
        • Workers Compensation
        • Van Insurance
      • Coverage for Your EmployeesImage of right arrow
        • Small Business Retirement Plans
        • Employer-Sponsored Retirement
        • Group Benefits
        • Group Disability Insurance
        • Voluntary Benefits
        • Retiree Health Coverage
        • Group Health Insurance
        • Disability Insurance
        • Individual Life Insurance
    • Personal ProductsImage of right arrow
      • Auto InsuranceImage of right arrow
        • Classic Car
        • Personal Injury Protection
        • Rental Reimbursement
        • Minor Violation Forgiveness
        • Medical Payments Coverage
        • Uninsured & Underinsured Motorist
      • Home InsuranceImage of right arrow
        • Homeowners Liability
        • Mortgage Protection
        • Scheduled Property Insurance
        • Landlords Insurance
      • Life InsuranceImage of right arrow
        • Individual Life
        • Group Life
        • Long Term Care
        • Disability Insurance
      • Powersports VehicleImage of right arrow
        • ATV Insurance
        • Boat Insurance
        • Motorcycle Insurance
        • Snowmobile Insurance
    • Get A Quote
    • Our Providers
    • Contact UsImage of right arrow
      • Dorsey & Associates LLC
  • Products
    • Coverage for Your BusinessImage of right arrow
      • Bonds
      • Commercial Auto Insurance
      • Commercial General Liability
      • Errors and Omissions Insurance
      • Professional Liability
    • Coverage for Your EmployeesImage of right arrow
      • Small Business Retirement Plans
      • Employer-Sponsored Retirement
      • Group Benefits
      • Group Disability Insurance
      • Voluntary Benefits
      • Retiree Health Coverage
      • Group Health Insurance
      • Disability Insurance
      • Individual Life Insurance
    • Auto InsuranceImage of right arrow
      • Classic Car
      • Personal Injury Protection
      • Rental Reimbursement
      • Minor Violation Forgiveness
      • Medical Payments Coverage
      • Uninsured & Underinsured Motorist
    • Home InsuranceImage of right arrow
      • Homeowners Liability
      • Mortgage Protection
      • Scheduled Property Insurance
      • Landlords Insurance
    • Life InsuranceImage of right arrow
      • Individual Life
      • Group Life
      • Long Term Care
      • Disability Insurance
    • Trucking Insurance
    • Powersports VehicleImage of right arrow
      • ATV Insurance
      • Boat Insurance
      • Motorcycle Insurance
      • Snowmobile Insurance
  • Get A Quote
    • Auto Insurance Quote
    • Business & CommercialImage of right arrow
      • Business Owners (BOP) Quote Form
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
    • Contractors Insurance Quote
    • Group Benefits Quote Form
    • Health Insurance Quote
    • Homeowners Insurance Quote
    • Life Insurance Quote
    • Motorcycle Insurance Quote
    • Recreational Vehicle Insurance Quote
    • Landlord / Rental Property Insurance Quote
    • Trucking Insurance Quote
    • Workers Compensation Quote
  • Make A Payment
  • Resources
    • Customer Service Forms
    • Refer a friend
    • Important Links
    • Insurance Glossary
  • About Us
    • About
    • Our Location
    • Employee Directory
    • Testimonials
    • Privacy Policy
  • Contact
Home > Blog > Sinkhole vs. Catastrophic Ground Cover Collapse
TUESDAY, APRIL 12, 2022

Sinkhole vs. Catastrophic Ground Cover Collapse

The image of a giant hole opening up as the ground collapses is alarming, but sinkholes are an unfortunate reality for many property owners. Sinkholes form slowly in areas with no natural external surface drainage. They may be only a few feet wide or span hundreds of acres. They may be shallow or have vertical walls and hold water. 

A collapse due to a sinkhole can cause catastrophic damage to buildings, land and infrastructure. Fortunately, certain types of insurance may help pay for damages to your buildings if a sinkhole collapse causes damage to your property. 

The Dorsey & Associates Insurance agents in Philadelphia, Pennsylvania, can help you evaluate your options for sinkhole and catastrophic ground cover collapse coverage. Contact us today to learn more about your options and to get a quote. 

Do Sinkholes Cause Property Damage in Pennsylvania? 
Yes. Pennsylvania is among the seven states in the United States most likely to suffer from damage due to sinkholes. Certain parts of Pennsylvania may be more prone to sinkholes, depending on the property’s proximity to one of the state’s bands of limestone rock. 
Sinkhole
How to Prevent Sinkholes 
Any property that sits on top of limestone may also form sinkholes. Groundwater or rainwater may find its way into the rock, jeopardizing its integrity and causing erosion. If your property suffered from sinkhole damage in the past, additional areas might collapse in the future. 

While sinkholes aren’t typically anyone’s fault, there are a few things you can do to prevent sinkholes from forming on your property. These include: 

  • Getting a professional inspection of your pipes and septic systems to find signs of aging. 

  • Watering sparingly if droughts are an issue where you live. 

  • Watching for warning signs, such as cracks in structures, the sudden death of vegetation, windows or doors that suddenly won’t close properly and leaning fences. 


What Insurance Coverage Can I Get for Sinkholes in Pennsylvania? 
Sinkhole coverage provides comprehensive coverage for ground cover collapse. If your property suffers foundation cracks or other damage as the ground shifts, you may need to make repairs. Sinkhole coverage helps pay the costs of fixing sinkhole damage. 

The catastrophic ground cover collapse also provides coverage for some types of sinkhole damage, but the building must be condemned and vacated before you can get coverage. For this reason, many Pennsylvania property owners prefer sinkhole coverage. 

Both sinkhole coverage and catastrophic ground cover collapse provide coverage for only your walled and roofed structures. These policies do not cover cracked sidewalks, swimming pools, driveways, roads, streets, parking lots or damaged patio decks or open land. 

How to Get Insurance for Sinkhole Damage 
Without sinkhole coverage, you may have to pay for damages caused by ground collapse on your own. Talk with the agents at Dorsey & Associates today to learn more about how to insure your property against sinkhole damage and to get a quote. 
Posted 6:45 PM

Tags: sinkhole, catastrophic ground cover collapse
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2022
  • 2021

  • coverage(6)
  • commercial(3)
  • insurance(3)
  • policy(2)
  • liability(2)
  • business(2)
  • commercial trucking insurance(2)
  • landlord insurance(2)
  • commercial auto insurance(2)
  • general(1)
  • homeowners(1)
  • catastrophic ground cover collapse(1)
  • cyber(1)
  • general liability insurance(1)
  • property(1)
  • officers(1)
  • claims(1)
  • commercial property insurance(1)
  • security(1)
  • workers(1)
  • sinkhole(1)
  • homeowners insurance(1)
  • directors(1)
  • renters(1)
  • home(1)
  • compensation(1)

View Mobile Version
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Home| Get A Quote| Customer Service| Blog| About Us| Contact
6641 Germantown Ave | Philadelphia, PA 19119
Phone: 215-713-2886 | Fax: 866-713-1173 | info@dorseyandassociatesinsurance.com
Social Social Social Social Social
Logo

Powered by Insurance Website Builder