Comprehensive General Liability Insurance for Pennsylvania Businesses

General Liability Insurance in Pennsylvania — Protect Your Business from the Unexpected

At Dorsey & Associates LLC, we help small business owners across Pennsylvania guard against everyday risks with trusted general liability insurance coverages. Whether it’s a slip-and-fall, property damage, or an unexpected lawsuit, we make sure your policy delivers meaningful protection. From sole proprietors to growing teams, our advisors guide you through the process of selecting the right liability coverage, issuing a certificate of insurance, and ensuring you're prepared—before a claim ever happens.

GET COVERED WITH CONFIDENCE

01

We explain the difference between a business owners policy vs general liability insurance, helping you decide which makes the most sense for your operations and assets.



02

Our team secures commercial general liability insurance that covers bodily injury and property damage, advertising injury, and even medical expenses—essential protections for client-facing businesses.



03

We help you understand how general liability insurance tax treatment works and which parts of your liability insurance may be tax deductible.



04

From filing a claim to requesting an additional insured endorsement, we support you with ongoing service that evolves as your business does.



Why Pennsylvania Businesses Rely

on Dorsey & Associates for General Liability Insurance

Every business, from coffee shops in Harrisburg to contractors in Pittsburgh, faces risk. And while coverage needs vary, the basics of general liability insurance covers don’t change: protection against third-party injuries, property damage, and legal fees. But it’s not just about buying a policy—it’s about understanding it. That’s where we come in, simplifying confusing terms and highlighting what’s actually included under general liability coverages.


Many business owners struggle with whether they need more comprehensive protection. That’s why we walk clients through comparisons like general liability vs business owners policy coverage. While a general liability plan covers you from client claims and accidents, a business owners insurance bundle can also include commercial property insurance and professional liability insurance. We help you weigh the benefits and tailor your package accordingly.



If you’re asked for a general liability insurance quote or a COI by a landlord, vendor, or client, we respond quickly—often the same day. We also assist with filing a claim, understanding how coverage impacts your bottom line, and updating your plan as your needs grow. With our guidance, insurance isn’t just a box to check—it’s a tool to protect your business and plan for the future.



Frequently Asked Questions

  • What does general liability insurance cover for Pennsylvania busniesses?

    It typically includes bodily injury and property damage, advertising injury, and related legal costs. Some policies also include medical expenses for injured third parties.


  • Is general liability insurance tax deductible?

    Yes, in most cases. Premiums paid for business insurance are generally considered a business expense and may be deducted when you file taxes.


  • What's the difference between a business owner's policy and general liability insurance?

    A general liability policy only covers liability risks, while a business owners policy (BOP) combines that with property insurance and often other protections, offering more comprehensive coverage.


  • Do I need a certificate of insurance-- a COI?

    If you work with vendors, lease space, or contract with clients, a COI is often required. We’ll provide one quickly, detailing your liability coverage for third-party verification.


  • How do I know if I need professional liability insurance too?

    If your business provides advice, consulting, or technical services, you may need both. We help you assess risks and determine whether additional protection is necessary.