Comprehensive Equipment Insurance in Pennsylvania Since 2003
Equipment Insurance in Pennsylvania — Protection for What Keeps Your Business Moving
Whether it’s heavy construction equipment, film gear, or tools used on job sites across Pennsylvania, your business depends on your equipment running smoothly. At Dorsey & Associates LLC, we specialize in equipment insurance tailored to small businesses, contractors, and equipment rental companies. From contractors equipment insurance to short term equipment rental insurance, we help you choose the right plan for your business needs—so you’re protected from covered losses, breakdowns, and everything in between.
PENNSYLVANIA EQUIPMENT INSURANCE THAT KEEPS YOUR BUSINESS RUNNING SMOOTHLY
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We offer contractors equipment insurance that protects gear used on job sites from theft, fire, vandalism, and weather-related damage.
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Our team helps rental businesses get insurance for equipment rental companies, including short term equipment rental insurance with coverage that applies to each piece of rented gear.
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We work with Pennsylvania farms, musicians, filmmakers, and tradespeople to insure a wide range of tools and machines—from farm equipment insurance to DJ equipment insurance.
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Dorsey & Associates LLC makes complex products like equipment floater insurance and inland marine insurance simple and accessible, offering fast quotes and responsive service.
From Job Sites to Studios
Pennsylvania Relies on Dorsey & Associates for Equipment Insurance
Equipment isn’t just a part of your business—it is your business. For Pennsylvania contractors, an uninsured backhoe or excavator could mean losing tens of thousands of dollars to theft or accidental damage. That’s why we offer specialized heavy equipment insurance and plant and equipment insurance to safeguard everything from loaders to skid steers. Even equipment rental insurance coverage for temporary use is available with flexible terms.
If you're renting out tools or managing a fleet of film, music, or construction equipment, your risk exposure is different. We help companies secure rental equipment insurance, including coverage for rented equipment and protections against misuse or breakdown during use. Musicians, filmmakers, and DJs can also count on us for tailored music equipment insurance, musical equipment insurance, and film equipment insurance—because creativity should never be put on hold by a missing amp or camera lens.
For small businesses with specialty needs, we even provide options like rep and warranty insurance for faulty equipment and equipment breakdown homeowners insurance for home-based businesses. We also guide clients through questions about equipment gap insurance and replacement cost valuation, so you're not left with surprises when filing a claim. Whatever your trade, project, or plan—we’re here to protect your business and everything that powers it.
Frequently Asked Questions
What is equipment floater insurance and when do I need it?
Equipment floater insurance protects movable tools and machinery—ideal for contractors and service businesses working on multiple job sites. It covers business equipment in transit, during use, or while temporarily stored offsite.
Does equipment insurance cover rental gear, or only owned equipment?
We provide coverage on both. Our insurance for rental equipment includes coverage for gear you rent or lease, while our contractor equipment insurance covers owned items. You can also combine both under one pla
Is musical equipment insurance included in a general business policy?
Usually not. Instruments and audio gear often need separate coverage. We provide music equipment insurance tailored to touring artists, studio owners, and DJs—including DJ equipment insurance—to ensure your setup is covered.
How much does short term equipment rental insurance cost?
The cost depends on the type of equipment, rental duration, and value of the items. We offer customized quotes so you only pay for the coverage to apply during your rental window.
What does contractors equipment insurance cover in Pennsylvania?
It covers losses due to theft, fire, vandalism, and certain weather events. We also offer additional options like tools and equipment insurance and inland marine coverage for broader protection.