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Storage Insurance

When you store something, you want to keep it safe. Most storage locations are safe, but there's always the chance of something going wrong—from a fire that spreads through multiple units to thieves breaking in and looking for valuables to sell, even a well-secured item could be at risk. Storage insurance can help mitigate this risk by providing coverage in case the stored items are damaged or stolen. This coverage is available to both businesses and individuals.

Storage Insurance for Businesses

Does your business store any equipment or inventory at an off-site location? Using self-storage facilities and other 'miniature warehouses' has become more popular in recent years, especially among companies who need just a little extra space, but storing objects in these off-site locations can remove them from the safety of your existing business plan.

Getting the right amount of storage insurance can make sure that anything stored offsite can be replaced if it's damaged while you're not looking. Be sure to ask a Dorsey & Associates LLC agent about how much coverage your business needs—standard policies for storage insurance tend to have low limits, so if you're storing valuable equipment or inventory, you'll need to make sure your policy is enough to cover any losses in full.

Retail insurance does not apply to items that are being stored in the company's warehouse, on the shelves of a retail location, or anywhere within its normal offices. Those items are covered by other plans, typically commercial property insurance, and would not benefit from this type of coverage.

Storage Insurance for Individuals

Are you one of the millions of people with products kept in storage? If so, your assets may be at risk—and it's not just thieves you have to worry about. Many facilities are also exposed to problems like mold growth and weather damage, and you may not even know your belongings are at risk if you don't check them on a regular basis.

As someone with items in storage, you want your belongings to be safe and protected until you're ready to take them out of wherever they're being kept. Getting a storage policy now can help ensure that even if the worst occurs, you'll be able to get reimbursed for the items you lost.

 

1. "Storage Units Easy Prey for Thieves." ABC News. 2013. Accessed April 12, 2016. http://abcnews.go.com/blogs/business/2013/05/storage-units-easy-prey-for-thieves/

2. "Mold, Theft and Hurricanes: The Risks of Self-Storage." WSJ. August 3, 2005. Accessed April 12, 2016. http://www.wsj.com/articles/SB112303337889003384.

Our Location

Dorsey & Associates LLC

6624 Germantown Ave, Unit A
Philadelphia, PA 19119
Main office: 215-874-0986
Fax: 866-713-1173

Our Providers

Testimonials

Alex Soto is an awesome Customer Serivce Agent. He goes beyond the call of duty to work with clients. I appreciate his knowledge of the business and would remain a loyal customer.. Hats Off Alex a job well done..

Niecey
I must applaud the staff at Dorsey and Associates, in particular Alex, whom I have dealt with for a few years now. I surely appreciate his customer service skills and his attention to the needs of clients. I have never experienced a business that will reach out with the clients best interest in mind, and be helpful in saving money where it is possible, and explain the process or requirements. He surely goes the extra mile, he is easy to work with, and I highly recommend doing business with this office.

DDPhilly
I needed information about their services; and greatly appreciated the polite and patient agent who helped me and answered my questions. Thanks!

deescriv
I would like to applaud the knowledgeable and professional service received from Nationwide. It enabled me to save money and make informed decisions on my car, homeowners and health care needs.

DWilliams
I had a very pleasant experience in having my business questions asked and answered. I have the impression that the espirit de corp of the office exhibits professionalism and knowledge.

BizCustomer