Give us a call
215.874.0986

Mechanical Breakdown Insurance

When you own your own business, it's important to protect your equipment and keep it safe. Obviously, without functioning equipment you lose money and business. This is why it is so important to have your equipment insured. While most business owners see the need for basic insurance, many don't think about mechanical breakdown insurance and all its variables. Including coverage for mechanical breakdowns in your policy helps secure your overall business insurance package by guarding against costly repairs.

Features of Mechanical Breakdown Insurance Policies

Mechanical breakdown insurance can cover lost income due to mechanical breakdowns that happen in your business, including losses due to faulty machinery and vehicles. It is also important to make sure your insurance covers liability. When a mechanical breakdown occurs with your equipment, an employee or customer could be injured. There are many policies that can be applied to various business risks that involve the possibility for mechanical breakdowns and their effects. Dorsey & Associates LLC agents are more than happy to speak to you about your options.

Businesses may also encounter liability issues if an employee or member of the public is injured due to a breakdown. Liability coverage is also essential, especially if you use equipment such as lawn mowers or hazardous construction equipment, or work in precarious locations like scaffolding or rooftops, where an employee or a member of the public could be injured. When you are working on another person's property or business, your personal liability risk increases as well as your liability for damaged property.

Insurance rules vary from state to state and it is important to have an insurance agent that understands these differences. If you work in more than one state, you may need additional coverage. We can help you determine whether or not additional licensure or coverage is necessary.

Call our office to find out how you can be completely covered in the event of a mechanical breakdown. We can help you make sure you have the best possible coverage, including liability that could result from a breakdown. If you are an existing customer, call our office to get an insurance tune-up to make sure your mechanical breakdown insurance policy is up to date.

Our Location

Dorsey & Associates LLC

6624 Germantown Ave, Unit A
Philadelphia, PA 19119
Main office: 215-874-0986
Fax: 866-713-1173

Our Providers

Testimonials

Alex Soto is an awesome Customer Serivce Agent. He goes beyond the call of duty to work with clients. I appreciate his knowledge of the business and would remain a loyal customer.. Hats Off Alex a job well done..

Niecey
I must applaud the staff at Dorsey and Associates, in particular Alex, whom I have dealt with for a few years now. I surely appreciate his customer service skills and his attention to the needs of clients. I have never experienced a business that will reach out with the clients best interest in mind, and be helpful in saving money where it is possible, and explain the process or requirements. He surely goes the extra mile, he is easy to work with, and I highly recommend doing business with this office.

DDPhilly
I needed information about their services; and greatly appreciated the polite and patient agent who helped me and answered my questions. Thanks!

deescriv
I would like to applaud the knowledgeable and professional service received from Nationwide. It enabled me to save money and make informed decisions on my car, homeowners and health care needs.

DWilliams
I had a very pleasant experience in having my business questions asked and answered. I have the impression that the espirit de corp of the office exhibits professionalism and knowledge.

BizCustomer