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Catering Insurance

The catering business can involve a lot of risk. Caterers work on other businesses’ property and perhaps even in their kitchens, and rely on suppliers and other vendors to furnish the necessary items to provide food. With so much happening—between supplying food, preparing it, transporting it, and serving it to customers—much can unexpectedly go wrong. All of these variables put you at risk, so it is a good idea to make sure you are covered against possible problems with catering insurance.

Catering Insurance Policy Features

If you have employees, you need workers compensation coverage, and of course your own equipment should be covered. General liability coverage exists as well, to cover any damages you might cause (such as your heating units catching the building on fire).

If you serve alcoholic beverages you will need coverage for that as well, as there are more risks and exposure when alcoholic beverages are involved in to a business.

As a business owner, you will need coverage for yourself to take care of loses you might incur due to lost income. Mechanical breakdown, storms, and vehicle trouble are just a few things that could negatively affect your ability to render your catering services.

For a food services industry, liability is always a concern. Lawsuits arising from food poisoning (due to negligence or from mistakenly serving contaminated food) can cause a modest business with irreparable harm. A general small business liability policy will cover the basics, but there are other liabilities such as using a vehicle you don't own, having employees use those vehicles, and accidently damaging property when providing your services.

Call Dorsey & Associates LLC today to find out what the best catering insurance policies are available for your situation. Our professional staff will guide you through the process of making sure you are covered for anything that might arise in your catering business. Existing customers can call our office for an update, and new customers can call to find out what we have available to fit your catering insurance needs.

Our Location

Dorsey & Associates LLC

6624 Germantown Ave, Unit A
Philadelphia, PA 19119
Main office: 215-515-6322
Fax: 866-713-1173

Our Providers

Testimonials

Alex Soto is an awesome Customer Serivce Agent. He goes beyond the call of duty to work with clients. I appreciate his knowledge of the business and would remain a loyal customer.. Hats Off Alex a job well done..

Niecey
I must applaud the staff at Dorsey and Associates, in particular Alex, whom I have dealt with for a few years now. I surely appreciate his customer service skills and his attention to the needs of clients. I have never experienced a business that will reach out with the clients best interest in mind, and be helpful in saving money where it is possible, and explain the process or requirements. He surely goes the extra mile, he is easy to work with, and I highly recommend doing business with this office.

DDPhilly
I needed information about their services; and greatly appreciated the polite and patient agent who helped me and answered my questions. Thanks!

deescriv
I would like to applaud the knowledgeable and professional service received from Nationwide. It enabled me to save money and make informed decisions on my car, homeowners and health care needs.

DWilliams
I had a very pleasant experience in having my business questions asked and answered. I have the impression that the espirit de corp of the office exhibits professionalism and knowledge.

BizCustomer