Business Owners Insurance Tailored for Pennsylvania Professionals Since 2003

Business Owners Insurance in Pennsylvania —Smart, Integrated Coverage for Small Businesses

Running a business in Pennsylvania means wearing a dozen hats at once—and that includes preparing for the unexpected. At Dorsey & Associates LLC, we provide business owners insurance solutions that combine essential protection like property damage, bodily injury, and business income coverage under a single policy. Whether you’re a start-up in Pittsburgh or a family-owned shop in the Philly suburbs, we help small business owners find clarity in the details and confidence in their decisions.



BUSINESS INSURANCE SOLUTIONS FOR PENNSYLVANIA ENTREPRENEURS

01

We guide small business owners through selecting a customized business owners policy (BOP) that covers your business property, liability exposures, and business income loss due to disruptions.





02

Our team helps clarify complex options like disability insurance for small business owners, dental insurance for business owners, and life insurance for small business owners—all built to work in tandem with your core policy.



03

We address critical questions like what are typical business owners insurance rules for cancelling and how to ensure continuity when your needs evolve or expand.



04

Dorsey & Associates supports businesses with additional coverages including commercial auto, workers compensation, and professional liability insurance, helping you protect both people and assets.

Why Pennsylvania Business Owners Trust

Dorsey & Associates for BOP Insurance

Pennsylvania businesses span every industry—from manufacturing to creative services to hospitality—and each one faces distinct risks. Whether it’s a burst pipe, a client lawsuit, or a power outage, our BOP policies offer versatile insurance coverage that protects the assets you’ve worked hard to build. With access to top-rated insurance companies, we create plans that grow with you.


Insurance is more than a checklist—it’s a safeguard for your livelihood. Many of our clients ask about integrating benefits like life insurance for business owners or business owner disability insurance into their financial planning. We walk you through the details, showing how these protections complement your commercial insurance so your family and business remain stable—even when the unexpected hits.



And because regulations vary by state, our Pennsylvania-based experts help you understand your obligations under local law, from insurance to protect lawsuits for business owners to optional benefits like dental insurance for business owners. We don’t just offer policies—we build lasting relationships through transparency, responsiveness, and trust.



Frequently Asked Questions

  • What's included in a business owners policy?

    A BOP typically includes property damage, business income coverage, and general liability insurance. Additional protections can be added based on your needs.


  • Is life insurance for business owners available through your agency?

    Yes—we offer life insurance for small business owners that provides personal security and can support business continuity or buy-sell agreements.


  • Can I get disability insurance for small business owners, too?

    Absolutely. We help clients add business owner disability insurance to replace lost income during illness or injury.

  • How do I know when it's time to update my policy?

     Our advisors help you evaluate your policy annually or whenever there’s a major change in your business. We also explain typical business owners insurance rules for cancelling or switching policies.

  • Do you offer benefit packages with things like dental insurance for business owners?

    Yes—we can bundle group benefits like dental insurance into your business plan to help attract and retain great employees.